About
We are leaders in helping jails protect their offsite inmate medical budgets.
CRS specializes in helping county and city jails maximize their annual inmate medical expense budgets, including providing an option to insure the risk against catastrophic inmate medical claims. Watch our video to learn more about our services and meet the CRS team below.
Our Leadership
Steve Kreal, CLU
President
Frank W. Carcione, CLU
Vice President
DJ Kreal
Vice President of Sales
Steve Kreal, CLU
President
Steve has been in the insurance business since 1975 starting in Atlanta, GA with the Paul Revere Insurance Co. In 1983, he started his own company specializing in employee benefits. Steve is recognized as one of Nashville’s most knowledgeable brokers in stop loss medical insurance. For more than thirty years, he has worked with businesses of all sizes to control their medical costs through stop loss insurance, utilization review procedures, and cost containment practices. He brings that experience to Correctional Risk Services, Inc. and to your department.
Frank W. Carcione, CLU
Vice President
Frank began his insurance career in 1969 with Washington National Insurance Company. His career advanced and he became a Senior Account Executive with Willis Corroon Corporation, a Nashville based third party administrator. Working with employers of various sizes, Frank arranged their medical stop loss insurance. He has also worked with preferred provider organizations, case management companies and other cost containment venders to control medical costs. Frank’s experience and expertise will help your department better control and manage your inmate medical expenses.
DJ Kreal
Vice President of Sales
DJ has been in the insurance industry since 2002. His career started as a sales representative for a Fortune 50 insurer, qualifying four times for the prestigious Sales Conference Achievement, awarded to sales representatives who met both annual sales goals and developed key customer relationships. Since joining CRS in 2008, DJ has been instrumental in successfully working with state associations, sheriffs, and county commissioners in more than 20 states, helping educate them on how they too can reduce their inmate medical expenses.